Author Archives: Louise Savoie

Original Medicare vs. Medicare Advantage: What’s the Difference?

When you are researching the ideal insurance plan in Michigan, chances are you have come across Medicare. Medicare is a type of federal insurance program that contains three parts, which include Hospital Insurance (Part A), Medical Insurance (Part B), and … Continue reading

Posted in Medicare |

What You Need to Know About the New Medicare Advantage Plans

When you first sign up for Medicare open enrollment, you have the option to enroll in Original Medicare or Medicare Advantage. The option you choose affects how much you pay for coverage, what kind of benefits you receive, your health … Continue reading

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Compelling Reasons Why You Need Life Insurance

Although you may not consider it necessary or useful at the moment, life insurance is one of those things you need to think about at some point in your life. You may be young and healthy today, but the longer … Continue reading

Posted in Life Insurance Benefits | Tagged , , |

Factors to Consider When Choosing Health Insurance

Health insurance is important as it helps protect your savings and your family members from the high cost of health care services. Similar to life insurance, health insurance can greatly benefit your family by lowering the cost of hospitalization and … Continue reading

Posted in Health Insurance | Tagged , , , |

Is a Medicare Advantage Plan (MAPD) Right for You?

A Medicare Advantage Plan or MAPD is another way to acquire Medicare coverage. Sometimes referred to as “Part C” or “MA Plans”, this type of plan is offered by private companies that are Medicare-approved. Unlike Original Medicare, availing of this … Continue reading

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What Type of Life Insurance Plan Suits You?

So, you are thinking about getting life insurance for yourself or a family member – what’s next? Selecting the right type of insurance is vital to accommodate your needs and preferences. Deciding on a type of coverage relies on several … Continue reading

Posted in Life Insurance Plan | Tagged , , |

Benefits of Working with an Independent Insurance Agent

In a time where convenience is a selling point for almost everything, it’s only natural to view insurance companies as the driver of convenience you’ve been looking for when shopping for an insurance plan in Michigan. These types of insurance … Continue reading

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Is It Time to Change Your Medicare Plan? Here’s How to Know

As we near the opening of the annual Medicare Open Enrollment Period this coming October 15, you may be thinking about dropping your current Medicare plan and enrolling in a new one. So, should you? In my 20 years as … Continue reading

Posted in Medicare Plan | Tagged , , |

Researching a New Medicare Plan? Start Here!

So, you’ve reached the great 65! It’s a milestone that’s worth celebrating with Medicare health insurance. After all, being healthy is the first requisite to a well-lived life. But how do you actually how to go about it? Fortunately for … Continue reading

Posted in New Medicare Plan | Tagged , , |

Clarifying the Terms for the Annual Open Enrollment Period

The annual Medicare enrollment period is referred to by a lot of names—Annual Enrollment Period, Annual Coordinated Election Period, Annual Election Period, the list goes on. For many Medicare members, the slight difference isn’t much to talk about as it’s … Continue reading

Posted in Annual Open Enrollment Period | Tagged , , |
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